There's more to it than just the rate!
Remember when using this calculator that the headline rate that is published is only one of the factors that you need to take into account, there can be many more factors that will affect your overall costs and monthly expenditure.

Structure Your Mortgage
Making sure that your mortgage is structured in such a way that it fits in with not only your current situation, but also your plans for the future is not a job that can be done in five minutes, nor is it a job for the faint hearted. For most people this is the biggest investment they will make and they will spend a large part of their lives paying for it. It seems strange that when we wouldn't dream of cutting our own hair, we will take the same sort of risk with an investment like this! Professional advice from a qualified advisor is not an expensive option, but as many people have found out, not getting it can be!

Feel Free
To use our tools to tell you where you are at the moment, and as a very rough guide to where you want to be, but for your own sake, give us a call before you make a decision as major as this. Make sure you are doing the right thing for your investment, as getting it wrong can be very expensive.