Mortgage UK - How It Works

With a personal service, we use the best technology to ensure you get the service you need.

We use a specialist mortgage monitoring service to ensure we can see exactly what deals would work best for you. Our qualified advisors take time to make sure that the mortgage we provide most exactly meets your needs.

Ensuring it works for you

To the extent that we even use a custom designed database to ensure that our technology and processes fit in with your needs.

Once we have started you on your first mortgage with us we monitor your mortgage. When we can see that your deal is coming to end we will get in touch so we can arrange for it to be changed, ideally before you go on to the lenders standard variable rate.

We will also look at your insurance needs and try and find you a more cost effective option, and if we can help you there we will be pleased to. do so. We can often offer up to 6 months of free insurance - a difficult price to beat!

Your initial details are taken by one of our advisors
We search our mortgage database to find a deal that suits you
We discuss with you what we have selected
We help you fill out all the relevant forms needed
We send in your application and liaise with the lender on your behalf
We are on hand to deal with any change in your circumstances.

More than just a mortgage broker

Our Mortgage Management System is much more than just arranging the most suitable mortgage product for you. Because we understand the ‘mechanics’ of the products available, we are able to maximise the savings you can make. We help you to achieve what you want from the mortgage and put you in control. Everyone is aware that individual circumstances can change from year to year, so our Management Service adapts to these changes ensuring that the mortgage you have suits your particular requirements. As you approach the end of a product term we contact you to arrange the next deal so you do not revert to the lender’s higher Standard Variable Rate.

If you choose our Management Service we will do this all the way through your mortgage, saving you £1000’s and giving you peace of mind. Alternatively we can provide you with a simple broker service where you pay each time you require a new product. The choice is yours.

Put your mortgage in the hands of a professional and let us make sure that your biggest investment is working as hard as it can for you.

* Management fees are dependent on the term of your mortgage
The maximum fee payable is £1990, the minimum fee is £295.